Insurance for Long Term Care and Assistance
As we grow into our elderly years, we may need assistance with tasks that used to be easy to do alone. Waiting until you need care to get insurance is not a smart option. One way to prepare for the long run is investing in long term care insurance.
Long term care insurance covers all services which are not covered by regular health insurance. Some of these services include; getting in/out of bed, getting dressed, bathing, eating, and using the toilet.
Purchasing insurance allows for more future care options if ever needed. As well, it will protect your retirement savings from being spent on long term care expenses.
Overall, the likelihood of coming in need of long term care insurance is quite high. 720 in 1200 Canadians will need to be in a long term care facility. Considering the odds, it is in your best interest to be prepared for future needs.
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